{"id":71249,"date":"2025-01-28T12:30:00","date_gmt":"2025-01-28T09:30:00","guid":{"rendered":"https:\/\/www.indir.com\/haber\/?p=71249"},"modified":"2025-01-29T12:13:18","modified_gmt":"2025-01-29T09:13:18","slug":"para-transferi-icin-guvenlik-artiyor-cift-dogrulama-nedir","status":"publish","type":"post","link":"https:\/\/www.indir.com\/haber\/para-transferi-icin-guvenlik-artiyor-cift-dogrulama-nedir\/","title":{"rendered":"Para Transferi \u0130\u00e7in G\u00fcvenlik Art\u0131yor! \u00c7ift Do\u011frulama Nedir?"},"content":{"rendered":"\n<p>Para transferi yaparken \u00e7evrim i\u00e7i doland\u0131r\u0131c\u0131l\u0131k ya\u015fanan vakalar artt\u0131, T\u00fcrkiye\u2019de bankac\u0131l\u0131k ve finans sekt\u00f6r\u00fcnde \u00f6nemli tedbirleri g\u00fcndeme ta\u015f\u0131d\u0131. \u00d6zellikle mobil bankac\u0131l\u0131k uygulamalar\u0131 \u00fczerinden ger\u00e7ekle\u015ftirilen y\u00fcksek tutarl\u0131 i\u015flemler, ekonomi y\u00f6netimini iki a\u015famal\u0131 do\u011frulama sistemine y\u00f6neltti. Bu sayede, EFT ve havale gibi para transferlerinin \u00e7ok daha g\u00fcvenli hale getirilmesi hedefleniyor.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"900\" src=\"https:\/\/www.indir.com\/haber\/wp-content\/uploads\/2025\/01\/Adsiz-tasarim70.png\" alt=\"Para Transferi G\u00fcvenli Mi?\" class=\"wp-image-71250\" title=\"\"><figcaption class=\"wp-element-caption\">Para Transferi G\u00fcvenli Mi?<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Para Transferi Yaparken \u00c7evrim \u0130\u00e7i Doland\u0131r\u0131c\u0131l\u0131\u011fa Kar\u015f\u0131 Ek Tedbir<\/h2>\n\n\n\n<p>Son d\u00f6nemde bankalar\u0131n kredi ve kart limitlerini h\u0131zla art\u0131rmas\u0131, doland\u0131r\u0131c\u0131lar i\u00e7in yeni f\u0131rsatlar yaratt\u0131. Pek \u00e7ok vatanda\u015f, bilgisi d\u0131\u015f\u0131nda \u00e7ekilen kredilerin doland\u0131r\u0131c\u0131 hesaplar\u0131na aktar\u0131ld\u0131\u011f\u0131n\u0131 bildirerek hukuki yollara ba\u015fvurdu. Bu \u015fikayetlerin artmas\u0131 \u00fczerine, ekonomi y\u00f6netimi ve Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) devreye girerek dijital kanallardan yap\u0131lan para transferi i\u00e7in \u00e7ifte do\u011frulama kural\u0131n\u0131 hayata ge\u00e7irme karar\u0131 ald\u0131.<\/p>\n\n\n\n<p>Yeni sistemle birlikte, halihaz\u0131rda kullan\u0131lan SMS onay kodu veya mobil bildirim a\u015famas\u0131na ilave olarak ek bir do\u011frulama ad\u0131m\u0131 devreye sokulacak. Bu, bankadan gelen ikinci bir \u015fifre talebi, biyometrik kimlik do\u011frulama veya telefon operat\u00f6r\u00fc aboneli\u011fine ba\u011fl\u0131 g\u00fcvenlik sorgular\u0131 \u015feklinde olabilir. Ama\u00e7, k\u00f6t\u00fc niyetli ki\u015filerin tek bir onay koduyla y\u00fcksek miktarl\u0131 transfer ger\u00e7ekle\u015ftirmesini engellemek.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Telefon Hatlar\u0131 ve Abonelik G\u00fcncellemeleri<\/h2>\n\n\n\n<p>G\u00fcndemdeki d\u00fczenlemeler sadece banka uygulamalar\u0131yla s\u0131n\u0131rl\u0131 de\u011fil. Sahte kimlik veya g\u00fcncel olmayan telefon hatlar\u0131 \u00fczerinden yap\u0131lan i\u015flemlerin \u00f6n\u00fcne ge\u00e7mek i\u00e7in, hat sahiplerinin kimlik bilgilerini do\u011frulamayan aboneliklerin iptal edilmesi planlan\u0131yor. Bu sayede, ele ge\u00e7irilmi\u015f veya sahte kimliklerle a\u00e7\u0131lan hatlar\u0131n doland\u0131r\u0131c\u0131l\u0131k ama\u00e7l\u0131 kullan\u0131m oran\u0131n\u0131n azalt\u0131lmas\u0131 hedefleniyor.<\/p>\n\n\n\n<p>Ekonomi y\u00f6netiminin g\u00fcndeminde yer alan bir di\u011fer \u00f6nemli konu ise, \u015f\u00fcpheli para transfer vakalar\u0131n\u0131n daha h\u0131zl\u0131 engellenmesi. Doland\u0131r\u0131c\u0131l\u0131k tespit edildi\u011finde, ma\u011fdurun paras\u0131n\u0131n yat\u0131r\u0131ld\u0131\u011f\u0131 hesaplar\u0131n an\u0131nda bloke edilebilmesi i\u00e7in bankac\u0131l\u0131k sistemine yeni altyap\u0131lar kazand\u0131r\u0131lacak. B\u00f6ylece, \u00e7e\u015fitli yollarla \u00e7ekilen paralar\u0131n h\u0131zl\u0131ca ba\u015fka hesaplara aktar\u0131lmas\u0131 zorla\u015ft\u0131r\u0131lacak.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Bankalara ve Elektronik Para Kurulu\u015flar\u0131na Yeni Sorumluluklar<\/h2>\n\n\n\n<p>Dijital doland\u0131r\u0131c\u0131l\u0131kla m\u00fccadele kapsam\u0131nda, bankalar\u0131n ve elektronik para kurulu\u015flar\u0131n\u0131n sorumluluklar\u0131 art\u0131r\u0131lacak. Bu kurulu\u015flardan, kullan\u0131c\u0131lar\u0131n hesap g\u00fcvenli\u011fine ili\u015fkin ek tedbirler almas\u0131, \u015f\u00fcpheli i\u015flem analizi yapmas\u0131 ve h\u0131zla m\u00fcdahalede bulunmas\u0131 beklenecek. Ayr\u0131ca, cezai s\u00fcre\u00e7lerin h\u0131zland\u0131r\u0131lmas\u0131 i\u00e7in cumhuriyet ba\u015fsavc\u0131l\u0131klar\u0131 ile koordineli bir \u00e7al\u0131\u015fma modeli geli\u015ftirilecek.<\/p>\n\n\n\n<p>Bankac\u0131l\u0131k ve finans sekt\u00f6r\u00fcnde devreye girmesi planlanan \u00e7ifte do\u011frulama d\u00f6nemi, kullan\u0131c\u0131lar\u0131n dijital i\u015flemlerine daha fazla g\u00fcvenlik katman\u0131 eklemeyi ama\u00e7l\u0131yor. Ekonomi y\u00f6netiminin bu hamlesiyle, mobil uygulamalar veya internet \u00fczerinden yap\u0131lan i\u015flemlerde ma\u011fduriyetlerin azalt\u0131lmas\u0131 ve doland\u0131r\u0131c\u0131l\u0131\u011f\u0131n cayd\u0131r\u0131c\u0131 seviyeye \u00e7ekilmesi umuluyor. Resm\u00ee d\u00fczenlemenin ne zaman y\u00fcr\u00fcrl\u00fc\u011fe girece\u011fi ise \u00f6n\u00fcm\u00fczdeki g\u00fcnlerde netle\u015fecek.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Para transferi yaparken \u00e7evrim i\u00e7i doland\u0131r\u0131c\u0131l\u0131k ya\u015fanan vakalar artt\u0131, T\u00fcrkiye\u2019de bankac\u0131l\u0131k ve finans sekt\u00f6r\u00fcnde \u00f6nemli tedbirleri g\u00fcndeme ta\u015f\u0131d\u0131. \u00d6zellikle mobil bankac\u0131l\u0131k uygulamalar\u0131 \u00fczerinden ger\u00e7ekle\u015ftirilen y\u00fcksek tutarl\u0131 i\u015flemler, ekonomi y\u00f6netimini iki a\u015famal\u0131 do\u011frulama sistemine y\u00f6neltti. Bu sayede, EFT ve havale gibi para transferlerinin \u00e7ok daha g\u00fcvenli hale getirilmesi hedefleniyor. Para Transferi Yaparken \u00c7evrim \u0130\u00e7i Doland\u0131r\u0131c\u0131l\u0131\u011fa Kar\u015f\u0131 [&hellip;]<\/p>\n","protected":false},"author":78,"featured_media":71251,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,48],"tags":[10569,10570,10571,8104,10583],"class_list":["post-71249","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-teknoloji","category-yazilim","tag-eft","tag-havale","tag-iban","tag-para-transferi","tag-para-transferi-vergisi"],"_links":{"self":[{"href":"https:\/\/www.indir.com\/haber\/wp-json\/wp\/v2\/posts\/71249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.indir.com\/haber\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.indir.com\/haber\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.indir.com\/haber\/wp-json\/wp\/v2\/users\/78"}],"replies":[{"embeddable":true,"href":"https:\/\/www.indir.com\/haber\/wp-json\/wp\/v2\/comments?post=71249"}],"version-history":[{"count":0,"href":"https:\/\/www.indir.com\/haber\/wp-json\/wp\/v2\/posts\/71249\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.indir.com\/haber\/wp-json\/wp\/v2\/media\/71251"}],"wp:attachment":[{"href":"https:\/\/www.indir.com\/haber\/wp-json\/wp\/v2\/media?parent=71249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.indir.com\/haber\/wp-json\/wp\/v2\/categories?post=71249"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.indir.com\/haber\/wp-json\/wp\/v2\/tags?post=71249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}